Jump to: Account Rates | Fee Schedule
Rates are effective February 15, 2010**
To get a loan application click here. For a Visa Credit Card application click here.
Use our loan payment calculator to get an estimated payment amount.
Contact one of our loan officers to learn about possible rate matching.
APR = Annual Percentage Rate.
Rates may vary based on borrower qualifications.
| Automobiles, motorcycles, boats and other vehicles with a title | ||||||||
| Vehicle Year | APR 24 Months / Sample Payment* |
APR 36 Months / Sample Payment* |
APR 48 Months / Sample Payment* |
APR 54 Months / Sample Payment* |
APR 60 Months / Sample Payment* |
APR 66 Months / Sample Payment* |
APR 72 Months / Sample Payment* |
APR 84 Months / Sample Payment* |
| 2010 - 2009 | 3.99% $434.20 |
3.99% $295.20 |
3.99% $225.75 |
3.99% $202.61 |
3.99% $184.12 |
5.74% $177.05 |
5.74% $164.50 |
6.24% $147.24 |
| 2008 - 2007 | 3.99% $434.20 |
4.29% $296.53 |
4.59% $228.44 |
4.79% $206.23 |
4.79% $187.75 |
5.74% $177.05 |
5.74% $164.50 |
N/A |
| 2006 - 2005 | 4.99% $438.67 |
5.19% $300.56 |
5.49% $232.52 |
5.79% $210.80 |
5.79% $192.35 |
6.19% $179.15 |
N/A | N/A |
| 2004 - 2003 | 5.89% $442.71 |
6.09% $304.63 |
6.29% $236.18 |
6.59% $214.50 |
N/A | N/A | N/A | N/A |
| 2002 - Older | 6.99% $447.68 |
7.29% $310.10 |
7.69% $242.68 |
N/A | N/A | N/A | N/A | N/A |
*Sample payments are based on a $10,000.00 loan.
| Miscellaneous (Non-titled) Collateral | |||
| Loan Type | APR 24 Months / Sample Payment* |
APR 36 Months / Sample Payment* |
APR 48 Months / Sample Payment* |
| New | 8.79% $455.88 |
8.79% $317.02 |
8.79% $247.85 |
| Used (Wholesale) | 8.79% $455.88 |
8.79% $317.02 |
8.79% $247.85 |
*Sample payments are based on a $10,000.00 loan.
| Personal | ||||||||||
| Personal Loan Base Rates | Annual Perc. Rate | Fixed or Variable | Max. Term | Estimated payment based on $1,000 | ||||||
| Personal Loan | 15.00% | Fixed | 36 months | $34.67 | ||||||
| Open-End Personal | 9.00% | Variable 18% cap | 36 months | $35.00 | ||||||
| Open-End Personal | 15.00% | Fixed | 36 months | $40.00 | ||||||
| Overdraft Protection | 18.00% | Fixed | 24 months | $25.00 (Limit of $500) | ||||||
| Share Pledged Loan | Share APR + 3.00% | Fixed | 48 months | $23.53* | ||||||
| Visa Credit Cards | ||||||||||
| Type of Visa Account | APR for Purchases | APR for Cash Advance | APR for Balance Transfer | Penalty APR | Annual Fee | Minimum Finance Charge | Foreign Trans. Fee | |||
| Visa Platinum | 6.90% | 6.90% | 6.90% | N/A | N/A | N/A | 1% | |||
| Visa Rewards | 9.90% | 9.90% | 9.90% | N/A | N/A | N/A | 1% | |||
| Visa Classic | 12.90% | 12.90% | 12.90% | N/A | N/A | N/A | 1% | |||
| Grace Period for Repayment for the Balance of Purchases is 25 days Method of Computing the Balance of Purchases is Average Daily Balance (including new transactions) |
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| Home Equity | ||||||||||
| Variable Rate Home Equity Loan | Annual Perc. Rate | Lifetime Cap | Monthly Payment per $1,000 | |||||||
| Home Equity | 4.00% - 7.00% | 18.00% | $14.00* | |||||||
| Sample Closing Cost Estimate: Based on a home located in Allen County, a full appraisal and a loan line limit of $35,000.00 would be $235.00 | ||||||||||
*Please note that the minimum required payment amount on any loan is $25.00 monthly.
**Please note that all rates and dividends are subject to change without notice.
A Rate and Fee Schedule is available upon request.
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