ITT Employees' Federal Credit Union
How will you use yours?

Loan Rates

Jump to: Account Rates ¦ Fee Schedule

Rates are effective April 18, 2008**

Use our loan payment calculator to get an estimated payment amount.

Contact one of our loan officers to learn about possible rate matching.
APR = Annual Percentage Rate.
Rates may vary based on borrower qualifications.

Automobiles, motorcycles, boats and other vehicles with a title
Vehicle
Year
APR 24 Months Sample payment based on $10,000 APR 36 Months Sample payment based on $10,000 APR 48 Months Sample payment based on $10,000 APR 60 Months Sample payment based on $10,000 APR 66 Months Sample payment based on $10,000 APR 72 Months Sample payment based on $10,000 APR 84 Months Sample payment based on $10,000
2008 - 2007 4.99% $438.67 4.99% $299.66 4.99% $230.25 4.99% $188.67 N/A N/A 5.99% $165.68 6.99% $150.88
2006 - 2004 4.99% $438.67 5.19% $300.56 5.49% $232.52 5.79% $192.35 6.19% $179.15 6.79% $169.48 N/A N/A
2003 - 2001 5.89% $442.71 6.09% $304.63 6.29% $236.18 6.59% $196.08 N/A N/A N/A N/A N/A N/A
2000 - Older 6.99% $447.68 7.29% $310.10 7.69% $242.68 N/A N/A N/A N/A N/A N/A N/A N/A
Miscellaneous (Non-titled) Collateral
Loan Type APR 24 Months Sample payment based on $10,000 APR 36 Months Sample payment based on $10,000 APR 48 Months Sample payment based on $10,000
New 8.79% $455.98 8.79% $317.11 8.79% $247.93
Used (Wholesale) 8.79% $455.98 8.79% $317.11 8.79% $247.93
Personal
Personal Loan Base Rates Annual Perc. Rate Fixed or Variable Max. Term Estimated payment based on $1,000
Personal Loan 15.00% Fixed 36 months $34.67
Open-End Personal 9.00% Variable 18% cap 36 months $35.00
Open-End Personal 15.00% Fixed 36 months $40.00
Overdraft Protection 18.00% Fixed 24 months $25.00 (Limit of $500)
Share Pledged Loan Share APR + 3.00% Fixed 48 months $23.53*
Visa Credit Cards
Type of Visa Account APR for Purchases APR for Cash Advance APR for Balance Transfer Penalty APR Annual Fee Minimum Finance Charge Foreign Trans. Fee
Visa Platinum 6.90% 6.90% 6.90% N/A N/A N/A 1%
Visa Rewards 9.90% 9.90% 9.90% N/A N/A N/A 1%
Visa Classic 12.90% 12.90% 12.90% N/A N/A N/A 1%
Grace Period for Repayment for the Balance of Purchases is 25 days
Method of Computing the Balance of Purchases is Average Daily Balance (including new transactions)
Home Equity
Variable
Rate Home
Equity
Loan
Annual Perc. Rate Lifetime Cap Monthly Payment per $1,000
Home Equity 5.25% - 7.00% 18.00% $14.00*
Sample Closing Cost Estimate: Based on a home located in Allen County, a full appraisal and a loan line limit of $35,000.00 would be $235.00

*Please note that the minimum required payment amount on any loan is $25.00 monthly.

**Please note that all rates and dividends are subject to change without notice.

A Rate and Fee Schedule is available upon request.